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09Nov2016

How much life insurance do I need

How Much Life Insurance Do I Need I know I need Life Insurance, but how much life insurance do I need ? figuring out how much life insurance I need can be confusing. There are a few factors to consider when asking how much life insurance do I need. At the most basic, there is a
  • 9 Nov, 2016
  • Andrew Ball
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03Aug2016

Terminal Illness Life Insurance

Terminal Illness with Partners Life It pays out if you are diagnosed with a terminal illness.  If the Doctors say you won’t live past 12 months your life insurance can be paid out.  You can claim for a Terminal Illness on most life insurance policies. But there are occasions when people are diagnosed as terminal
  • 3 Aug, 2016
  • Ball Andrew
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14Mar2016

What is Mortgage Protection Insurance

What is mortgage protection insurance Mortgage protection insurance is one of the only forms of risk protection insurance that could prevent you and your family from becoming homeless. Today in NZ approximately one third of working kiwis will be struck down with a severe injury or illness before they are 65 years old, and this
  • 14 Mar, 2016
  • Ball Andrew
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08Aug2013

Fixed price Life Insurance premiums

Are you sick and tired of your Life Insurance Premiums increasing every year ? Is the cost of your Life Insurance becoming too high ? The most common type of Life insurance policy will increase in price every year.  This type of premium is called “rate for age” or “stepped” and most life insurance policies
  • 8 Aug, 2013
  • Ball Andrew
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20Jul2013

New Zealanders are grossly underinsured

After sick leave and annual leave have run out, it would take only one month for 55% of Kiwi households to be unable to pay all their expenses and maintain their lifestyle. Are you one of these households? You may be surprised to learn that New Zealanders are underinsured by $660 billion. This is according
  • 20 Jul, 2013
  • Ball Andrew
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10Jul2013

How much is redundancy insurance

A common misconception is that Redundancy Insurance  is a very expensive type of insurance. However  the price of Redundancy Insurance will vary depending on how much insurance you arrange. Most insurance companies will only allow you to take out redundancy insurance protection if you also have sickness and accident income protection. The additional cost of
  • 10 Jul, 2013
  • Ball Andrew
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03Jul2013

Why do I need Mortgage Protection Insurance

Mortgage protection insurance is group of insurance policies designed to take care of your mortgage when something unexpected happens to you. Mortgage Protection is an insurance taken out on the mortgage borrower (you, the person who is responsible for repaying the mortgage). If the borrower for some reason cannot meet their obligations of paying the
  • 3 Jul, 2013
  • Ball Andrew
  • 0 Comments
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03Jul2013

What is Mortgage Protection Insurance

Mortgage protection insurance is group of insurance policies designed to take care of your mortgage when something unexpected happens to you. Mortgage Protection is an insurance taken out on the mortgage borrower (you, the person who is responsible for repaying the mortgage). If the borrower for some reason cannot meet their obligations of paying the
  • 3 Jul, 2013
  • Ball Andrew
  • 0 Comments
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01Jul2013

What is redundancy insurance

Redundancy Insurance Protection is an insurance policy that will pay you a monthly income if you get made redundant from your job. It will not pay you if you get fired, or decide you don’t want to work anymore, you must get made redundant to be able to make a claim. If you took out
  • 1 Jul, 2013
  • Ball Andrew
  • 0 Comments
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01Jul2013

How much does redundancy insurance cost

Redundancy Insurance Protection is an insurance policy that will pay you a monthly income if you get made redundant from your job, but how much does it cost ? A common misconception is that it is a very expensive type of insurance.  The cost will vary depending on how much insurance you arrange. A redundancy
  • 1 Jul, 2013
  • Ball Andrew
  • 0 Comments
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